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Iphone Businesses Cellphones The Almighty Buck Apple

Apple Locks iPhone 6/6+ NFC To Apple Pay Only 336

Ronin Developer writes From the Cnet article: "At last week's Apple event, the company announced Apple Pay — a new mobile payments service that utilizes NFC technology in conjunction with its Touch ID fingerprint scanner for secure payments that can be made from the iPhone 6, iPhone 6 Plus or Apple Watch. Apple also announced a number of retailers that would accept Apple Pay for mobile payments at launch. However, Cult of Mac reports that NFC will be locked to the Apple Pay platform, meaning the technology will not be available for other uses. An Apple spokesperson confirmed the lock down of the technology, saying developers would be restricted from utilizing its NFC chip functionality for at least a year. Apple declined to comment on whether NFC capability would remain off limits beyond that period." So, it would appear, for at least a year, that Apple doesn't want competing mobile payment options to be available on the newly released iPhone 6 and 6+. While it's understandable that they want to promote their payment scheme and achieve a critical mass for Apple Pay, it's a strategy that may very well backfire as other other mobile payment vendors gain strength on competing platforms.
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Apple Locks iPhone 6/6+ NFC To Apple Pay Only

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  • NFC for other uses made available through jailbreak in 3..., 2..., 1...
    • Re:Jailbreak (Score:5, Insightful)

      by cbhacking ( 979169 ) <been_out_cruisin ... nospAM.yahoo.com> on Thursday September 18, 2014 @02:23AM (#47934589) Homepage Journal

      That NFC will be made available via jailbreak, I do not doubt.

      That it will happen quite that *fast*, I do doubt. Apple has gotten really good at lockdown.

      Note that Lockdown != Security. Security means preventing unauthorized access. If you can't even authorize *yourself* to get access, it's either not "security" or it's not your device (or both).

      If you want NFC, go with Samsung, or HTC, or Nokia, or one of the many other phone OEMs who have been including NFC hardware and software that lets you use it for years now.

      • Re:Jailbreak (Score:5, Insightful)

        by Anonymous Coward on Thursday September 18, 2014 @03:03AM (#47934705)

        That NFC will be made available via jailbreak, I do not doubt.

        That it will happen quite that *fast*, I do doubt. Apple has gotten really good at lockdown.

        Note that Lockdown != Security. Security means preventing unauthorized access. If you can't even authorize *yourself* to get access, it's either not "security" or it's not your device (or both).

        If you want NFC, go with Samsung, or HTC, or Nokia, or one of the many other phone OEMs who have been including NFC hardware and software that lets you use it for years now.

        And I'm sure we'll all be very eager to make use of the third party mobile payment options made available for your jailbroken iPhone on Cydia, courtesy of a bunch of hackers you've never heard of before.

        • Re:Jailbreak (Score:5, Insightful)

          by cbhacking ( 979169 ) <been_out_cruisin ... nospAM.yahoo.com> on Thursday September 18, 2014 @03:32AM (#47934769) Homepage Journal

          Also a valid point. I do a fair bit of phone hacking, but am very cautious about what I install from whom (it helps that I can decompile apps pretty well by now). Most people aren't, and somebody is going to want to take advantage of that.

        • Re: (Score:2, Insightful)

          by Anonymous Coward

          And which banking company would release the necessary code / keys for a jb device to interface with their systems?

          None, I suspect.

          You MIGHT be able to use it for basic sharing - that requires no "special" code.

      • Even if you jail break the phone, is Apple going to let an app in their store that relies on it? No. What legitimate "pay" vendor is going to risk Apple's ire and legal department to provide an independent app that bypasses the Apple Store?

    • by mwvdlee ( 775178 )

      Which will be useful for the average iPhone 6 user in 1,000,000,000..., 999,999,999..., 999,999,998...

  • by Anonymous Coward on Thursday September 18, 2014 @02:18AM (#47934577)

    NFC technologies are already very well established here (you can wave your phone in front of a vending machine to purchase a drink!), and it's disappointing to see that iPhone users have at least a year to catch up with everybody else.

    • Interesting! Not too surprising either; Japan is often on the leading edge of technologies like that.

      Of course, NFC has got other uses, too. I've seen restaurants with NFC "Tap your phone here to leave feedback about your dining experience" stickers, businesses and hotels with "tap here to call a cab" stickers, smartphone car kits which automatically launch the navigation app when you insert your phone, and all manner of other such things... in the US and Europe. They aren't widespread yet, but they exist.

    • Japanese people buy Apple? I though they were self-sufficient with their own gadgets. I still remember TRON and similar interesting custom local stuff.
      • by theNetImp ( 190602 ) on Thursday September 18, 2014 @04:05AM (#47934823)

        iPhone is extremely popular here. Apple has been popular in general in Japan for a long time, so the brand carries it's weight pretty well here. Most iPhone users just put a cover on their iPhone that they can put their NFC card into and use it that way. The NFC card company then has an iPhone app to manage how much ÃfÃÂ¥ is on the card, etc...

        • by AmiMoJo ( 196126 ) * on Thursday September 18, 2014 @05:53AM (#47935025) Homepage Journal

          The iPhone is popular here but I wouldn't say as popular as it used to be, or is in other countries. I remember them putting out rope barriers for the 5s launch and hardly anyone turned up at Yodobashi in Akiba. Right now interest in the iPhone 6 doesn't seem that high either. There are too many good rival phones.

        • by swillden ( 191260 ) <shawn-ds@willden.org> on Thursday September 18, 2014 @07:46AM (#47935499) Journal

          put a cover on their iPhone that they can put their NFC card into and use it that way

          Terminology clarification: If it's in a card, it's not NFC, it's a "contactless smart card". NFC is, specifically, a variant of the contactless smart card protocols embedded in a larger, battery-powered device. It does emulate a contactless smart card, which is how it enables payments, but it does a lot more as well. NFC devices can also act as smart card readers (note that "reader" is something of a misnomer; it's just two computers talking to one another) and they can also act as RFID tags or readers (or writers, for tags that are writable).

          This broad array of capabilities, BTW, just highlights how unfortunate it is that Apple is limiting it. In Android-land, not only can you use NFC to make payments (Google Wallet, whatever the ISIS Wallet has been renamed to), but there are a lot more uses:

          1. You can download one of many smart card reader apps (or write your own) and use them to read any contactless smart card you have around, including many payment cards. What you can see depends on the security protocols implemented by the card, obviously, and also depends on whether your app knows the right commands to send. If you like you can buy your own Javacards, program them, and write your own app to talk to them, to do whatever it is that you'd like to do.

          2. Most of said smart card reader apps also support reading and writing RFID tags, which you can buy inexpensively. Many people have come up with uses for these, such as automatically changing phone configuration (volume, etc.) when a particular tag is scanned. My Moto X offers the ability to register an RFID tag as an unlocking device; whenever I scan one of the registered tags, my phone unlocks.

          3. Ever since Jelly Bean (IIRC), Android has used NFC as a method to initiate device-to-device data transfer. On several occasions when my wife and I have been driving separate vehicles to the same location, I pull it up on Google Maps, tap my phone to hers and touch the screen, and then it's on her phone. You can transfer pictures, files, and anything else apps care to support. NFC isn't actually used for the data transfer to avoid having to hold the phones together for a long period of time, but it identifies the pair of phones that wish to do the transfer, which is then carried out through Wifi or mobile data.

          ... and more. Here are some more concrete examples of clever uses to which people have put Android's NFC capabilities: http://trendblog.net/creative-... [trendblog.net]

      • by jrumney ( 197329 )
        Japanese gadgets are a dying breed. Not only do they have Apple, but they have plenty of Samsung and LG phones as well.
    • by phayes ( 202222 ) on Thursday September 18, 2014 @06:40AM (#47935143) Homepage

      Good job in exposing your ignorance. Apple Pay uses the contactless specification of the EMV standard to provide "industry-standard EMV-level security” -- essentially the existing SoftCard EMV standard. There will be no wait, Apple Pay can be used wherever Softcard is deployed.

      Here. Read this [arstechnica.com] and the associated documents.

      Apple Pay's adds onto the SoftCard a level of security in using the secure fingerprint reader & in not being able to see user transactions (whereas Google Wallet leaves itself in the loop so that they CAN see each transaction).

  • by thegarbz ( 1787294 ) on Thursday September 18, 2014 @02:25AM (#47934597)

    The mobile payment market is completely fragmented. Apple is by far not the first company to announce a payment scheme, however it is the first that has managed to make some concrete deals with several companies and it's the first that actually has a chance at taking off.

    Apple has locked it down? So what? How is that any different from the last several years where competitors have had NFC and payment support? Why is the upcoming year suddenly going to backfire them right at a time where service providers will likely be questioning whether it's a good idea to promote a system which can't be used on Apple's much advertised phone?

    I'm no fan of Apple, but you can't argue that they aren't strategically clever bastards.

    • by N1AK ( 864906 )

      I'm no fan of Apple, but you can't argue that they aren't strategically clever bastards.

      I can, and I will. I already regularily use NFC both via NFC enabled bank cards and my NFC phone. Nothing apple is doing is new. They're just big enough that when they say jump more people listen; literally the only thing about applePay that stops it being an irrelevant me-to is that it is bundled with an apple device that companies know will sell by the container load. Exactly what strategic cleverness does it take to r

      • Re: (Score:3, Insightful)

        by Dahamma ( 304068 )

        literally the only thing about applePay that stops it being an irrelevant me-to is that it is bundled with an apple device that companies know will sell by the container load.

        No. It's that and the fact that they only released the feature after lining up a shit-ton of major retailers and banks to support it, as well as a near frictionless method of using it (w/ iTunes and Passbook, etc) and marketing to back it all up. The NFC part of it is practically incidental to the feature as a whole.

        Sadly the Google NFC implementation will eventually be seen as the irrelevant version, even though it came out 2 years before Apple's... because they totally fucked up the UI, launch, and marke

        • Re: (Score:2, Interesting)

          by N1AK ( 864906 )

          No. It's that and the fact that they only released the feature after lining up a shit-ton of major retailers and banks to support it, as well as a near frictionless method of using it (w/ iTunes and Passbook, etc) and marketing to back it all up.

          They got people lined up to support it because they're huge. If Guatamala tried to bring in a new method for passport control do you think they'd have the same chance of it being adopted as it would if the US did? I'm not knocking Apples implementation, I just don't

        • Sadly the Google NFC implementation will eventually be seen as the irrelevant version,

          Im not clear how that would work. NFC is NFC. Apple pay / Google wallet should interoperate.

          • by MachineShedFred ( 621896 ) on Thursday September 18, 2014 @06:57AM (#47935219) Journal

            They don't have to interoperate, they just need to co-exist. Much like Visa and MasterCard.

            Competition is a good thing.

          • NFC implementations (should) be interoperable unless somebody screwed up implementation to spec; but that promises nothing about compatibility for anything built on top of NFC.

            Right now, ISO 7813 mag-stripe cards are nice and standardized; but that only gets you as far as having the reader hardware work. Whether your card will be accepted by a given vendor is an entirely separate matter governed by some ghastly pile of contractual arrangements.
          • Im not clear how that would work. NFC is NFC. Apple pay / Google wallet should interoperate.

            Since they are both for _making_ payments, I'd expect them not to interoperate at all. However, both should interoperate with the same devices that are made for _accepting_ payments. At least one would hope so.

      • by Monoman ( 8745 )

        Exactly what strategic cleverness does it take to release something that many other people already have, where your success is based on you being the biggest company in the room?

        It's just enough to keep their loyal customers and make more money from them. They know most of their customers prefer new things simplified before being added. That's how Apple does it. It isn't for everyone (including me) but it works for them.

    • by AmiMoJo ( 196126 ) *

      Nonsense. Google already has agreements in place and terminals deployed. It works, people use it, it has taken off. I find it extremely easy and useful.

      The reason Apple locked NFC down has nothing to do with payments. They could just ban any payment apps while allowing things like file/data transfers, authentication etc. They must be planning to do their own versions of those apps soon and don't want to be accused of cloning other people's work as happened in the past.

      • by AmiMoJo ( 196126 ) *

        Actually, it might be a technical limitation too. NFC apps need to run in the background and use secure hardware, and they probably don't have an API yet.

      • Oh google? You mean mean the Google Wallet that isn't available in large parts of the world? They need to deploy terminals? That's a fail right there. Is this the same Google that partners with companies like Samsung who make the most popular Android handset and yet by default install a completely different payment system on their handset?

        And you say fragmentation is nonsense... what next? The sky isn't blue because you once saw a nice red sunset?

        • by AmiMoJo ( 196126 ) *

          You mean mean the Google Wallet that isn't available in large parts of the world?

          Well, Apple Pay isn't available anywhere in the world yet, so Google is still ahead.

          They need to deploy terminals? That's a fail right there.

          I agree, Apple screwed up there. Good job Google's system works with existing terminals.

        • by swillden ( 191260 ) <shawn-ds@willden.org> on Thursday September 18, 2014 @08:25AM (#47935779) Journal

          Oh google? You mean mean the Google Wallet that isn't available in large parts of the world? They need to deploy terminals? That's a fail right there.

          Apple Pay will be able to use Google Wallet / ISIS (SoftCard) terminals, and vice versa. They all use the same protocols and base technology.

          Apple Pay will be successful, and Apple will garner much praise for that success from people like you who don't know the industry, but what's really going to make it successful isn't anything Apple is doing or has done, but what Visa and MasterCard did two years ago, when they announced that the liability shift will be imposed in the US in October 2015. That policy change by the card networks will give merchants huge financial incentive to get all of the necessary terminals deployed, which is why many of them are now (and have been for some time) gearing up to integrate and deploy chip-capable point-of-sale terminals.

          And, if you want to look at the causes for Visa and MasterCard's decision... the biggest single factor was almost certainly the deployment of Google Wallet, which moved NFC payment in the US from a "someday" possibility to "people are using it now". At the end of the day, Apple Pay will owe most of it's success to Google.

          I don't want to disparage Apple too much here, though, because they have been able to do one thing of huge significance, and it is their market position and clout with the mobile network operators (MNOs) that made it possible: They helped push through the deployment of network-level tokenization. This is a somewhat abstruse technical detail, but it's pretty important.

          Right now Apple Pay, SoftPay and Google Wallet all use different approaches to how they push the transaction through the networks. Google Wallet uses a "proxy card". When you pay with Google Wallet you're actually paying with a Google-issues MasterCard debit card. That's what the merchant sees. Then Google turns around and charges whatever backing instrument you've specified (Wallet balance, bank account, debit card or credit card). This approach offers maximum flexibilty; if someone dreams up some payment mechanism and Google integrates it, you can get your payments directed to it. The downsides are that (1) it's the same credit card number every time, which means that if it gets stolen and used fraudulently (which is far harder than for a magstripe card) then Google has to take on the fraud liability; (2) the point-of-sale transaction is "card present" while Google's transaction with your payment instrument on the back end is "card not present", which means if the backing instrument is a credit card Google has to eat the difference between the front and back-end transaction fees; and (3) all transactions pass through Google, which means Google sees how much you spend through Wallet and where (which has some upsides as well; I like the payment notifications it enables and the ability to look up my payment history on any device as well as the level of control it offers me). Note that Google can't see what you bought, but obviously a lot can be inferred from location.

          SoftPay (nee ISIS) uses "issuer tokenization". You can only pay with credit cards from a certain (and still fairly small -- AMEX, Chase and Wells Fargo) set of issuing banks. The banks issue "tokens" which look like credit card numbers but are only good for a single use. These are stored in the secure element on your phone and transmitted to the merchant when you pay. Security is arguably better than with Google Wallet, and there are some corner cases that are less problematic. SoftPay doesn't get involved in your transactions, although there are some indications that the app may deliver information about them to SoftPay and to your carrier, though they don't provide that information back to you as a convenient transaction log like Google does. The reason the list of cards you can use is small is because each individual issuer has to get their systems set up to support token issuance. That'

    • You need an open platform that emulates a card that everyone accepts. Google Wallet works EVERYWHERE, because it just emulates a Visa card. You can use it at ANY Paypass or Paywave terminal regardless of if it says Google Wallet on it.

      The only need to make "deals" is if you want to take a cut of the transaction to increase your bottom line. Google tried that, failed, and changed Wallet so that it is totally open.

  • Too Late for Aus (Score:4, Interesting)

    by upuv ( 1201447 ) on Thursday September 18, 2014 @02:56AM (#47934685) Journal
    NFC has taken off in Aus in a big way. With most retail outlets having terminals that take Paypass/Tap&Go ( NFC payment brand names here ) accepted across competing financial institutions. There is zero chance Apple will make any headway here asking retailers to forgo the already established infrastructure. Also basically asking retailers to stump up money to install another payment network. Given the existing network was no additional cost to them. Apple is making a mistake here. I don't think it will hurt them too much but Apple Pay will certainly not be a reason for market share growth of the platform. The larger screens most certainly will give them some growth but not this ridiculous shackle.
    • NFC has taken off in Aus in a big way.

      NFC yes, mobile payments, no. The only reliable solution I have found at the moment is customers of Commonwealth Bank and Mastercard (not OR, you can't use it with another mastercard) can make NFC payments from the phone. Google Wallet is not available (not supported anyway, if you have root you can side load it). And while Samsung claims they made a deal with VISA back when the Galaxy S4 came out, I've so far failed to get any solution working on my phone without rooting and sideloading apps.

      This may not w

    • In Aus, the NFC terminals (Paypass/Tap&Go/etc) all use the same protocol, in the same way that all the Visa/Mastercard/Bankcard magstripes were written in a common industry format. American Express/Diners were outliers and originally required their own terminals, which is why they always had to fight an uphill battle to be accepted by smaller merchants. These days, the EFTPOS machines and banks have facilities for multiple card types, and the EMV standards encompass implementations for both NFC and Chip

    • Paypass terminals will accept Apple Pay payments.

  • by _xeno_ ( 155264 ) on Thursday September 18, 2014 @03:15AM (#47934729) Homepage Journal

    Apple does realize that NFC isn't only used for payment systems, right? My camera can transfer pictures to a smart phone using NFC. It allows you to take high quality pictures of something and then post them straight to whatever social media you're using without going through a computer. It's a really nice feature when you're wandering around someplace photogenic and don't want to be limited to a cellphone camera.

    Oh, right, Apple declared proper digital cameras "dead" in their iPhone 6 keynote. I guess that feature will never make it to iOS then.

    Not to mention other types of data transfer that's possible with NFC like easily sharing contact information or things like that.

    • A favourite of mine is S-Beam which makes it easy to setup a file transfer with one click. No need to go enable bluetooth, dig through settings, pair, join, then transfer the file. Just tap two Samsung Galaxy phones back to back while the image / video / file is open and tap the screen. It sets up a wifi connection (I think, though it may be bluetooth I can't remember) between the devices and sends the file across.

      • by _merlin ( 160982 )

        Yes, S-beam is great. The phones exchange some information, set up a one-time WiFi Direct connection and transfer the file. No messing with Bluetooth pairing or any crap like that, authentication is provided by proximity.

        • Re: (Score:2, Funny)

          by Anonymous Coward
          pfft, a pale imitation of apple's version. s-view requires tapping and other work, apple's version uploads your photos to icloud and they are automatically shared with the entire world
      • AirDrop only requires that both enable Bluetooth. No need to dig through settings (you just can do that via the control panel). It works quite well, I use it to transfer photos from my wife's phone to my iPad (and vice versa).
    • How many people actually bother to use those features though? Is it really worth building in OS-level support for a feature that Samsung doesn't even include in its advertisements any more and almost nobody actually has?

      This is the essential philosophical difference between Android and iOS. Android says "yes, because some people might use it"; iOS says "no, because not enough people will use it".

      That's not to mention the platform synergy effect that Apple wants to cultivate: you can do the same stuff as NFC

    • These are the guys who think Bluetooth is just for syncing with your computer.
      • by phayes ( 202222 )

        Given how many bluetooth accessories you can buy directly from Apple, claiming that Apple "are the guys who think Bluetooth is just for syncing with your computer", is wilfully ignorant.

    • by AmiMoJo ( 196126 ) *

      I use it with a sleep monitor to read back data. Many other health devices use it. It's better than Bluetooth for things that don't need real time monitoring because it's much lower power. My sleep monitor supports the iPhone but the battery lasts a few days instead of a few weeks if you have one.

    • by pipedwho ( 1174327 ) on Thursday September 18, 2014 @07:34AM (#47935417)

      The speed of NFC is a few hundred kbps and is not designed for bulk data transfer. The NFC is most likely used to setup a much faster Bluetooth or Wifi transfer in a way that guarantees that the transfer has been initiated by a device in close proximity.

      With longer range protocols (Wifi/Bluetooth/etc), you need other ways to pair the devices to make sure you're transferring your naked photos to the right endpoint.

      With NFC, what you see is what you get, but the NFC layer is only used for connection setup.

  • by glennrrr ( 592457 ) on Thursday September 18, 2014 @03:52AM (#47934801)
    The same basic information came out on Ars Technica the other day. But the slant on that was not that Apple was locking out 3rd party credit card processors, but rather that the NFC hardware was not being used for anything else because Apple was not ready to say the whole stack was perfect yet, from a security standpoint. This is all new code and new hardware, for Apple, and they would rather not have stories about massive credit card theft come out next week. So, this is an example of slant driving angry diatribes in the comments; if it'd been presented in a more neutral tone people would have judged Apple's actions in a more balance way.
    • The interesting thing is that for Apple Pay, NFC itself doesn't need to be secure. With Apple Pay, the phone sends data over NFC that cannot be forged, that cannot be modified in a useful way, and that cannot be decoded or reused if it is recorded. The worst that an attacker could do is to interfere with the transmission somehow and stop it from working. Or count how often a terminal was used to take payments.

      I suspect that for many applications you would want your communications to be secure, and that
      • by skeldoy ( 831110 )
        NFC just can't be "secure" like that. The whole thing about security on NFC is the proximity needed to communicate. You can easily eavesdrop on the communication by sitting in between the devices communicating. So there is really no security work needed here. What they need is to just implement the standard that all the other phones have had for years. It's that simple. The only reason that they don't start in that end is that they see this thing as serving their own purposes first and foremost. If they spe
    • by AmiMoJo ( 196126 ) *

      That's not how NFC payments work. The transport layer is untrusted, the same as when you talk to your bank over TCP/IP. Apps couldn't steal credit card info if they wanted to, it's a one time challenge/response per transaction.

      Either the API isn't ready or Apple just doesn't want to share so it can release its own apps first. Security is not an issue.

      • Security of the transport is not what is at issue. The security of the entire stack needs to be evaluated for a weak link further down the chain before security could be claimed to be a non-issue.

        You are right though that the API probably isn't completely ready and/or Apple want to release their apps first. Probably not a bad idea while they iron out any problems before all and sundry spew forth apps. It is much easier to deprecate an API element to fix a major security or other problem when your own implem

    • Oh, so just like the Touch ID, which is getting an API in iOS 8.

      It's almost like people around here are looking for any reason to bash Apple whatsoever...

    • I would say you have it right.

      Apple initially didn't open up the iPhone to Apps at all because Steve was deathly afraid of building another Newton.

      Then they wanted to open them up, but there was not rational set of APIs, there was just an internal morass, because it had never been designed with the idea of hardening one app on the iPhone from interference by another app on the phone, or hardening the phones functions against a malicious app.

      This is a single App on a single use, incomplete, API, one which wa

    • by hsmith ( 818216 )
      I doubt Apple will open NFC up. They released their proprietary ibeacon technology which oh a few aspects has a leg up on NFC. I don't see them undercutting iBeacons.
    • The same basic information came out on Ars Technica the other day. But the slant on that was not that Apple was locking out 3rd party credit card processors, but rather that the NFC hardware was not being used for anything else because Apple was not ready to say the whole stack was perfect yet, from a security standpoint. This is all new code and new hardware, for Apple, and they would rather not have stories about massive credit card theft come out next week. So, this is an example of slant driving angry diatribes in the comments; if it'd been presented in a more neutral tone people would have judged Apple's actions in a more balance way.

      I agree with you completely except for the notion that it is physically possible for Apple to be discussed in a balanced way by a bunch of Android using Linux geeks on Slashdot.

    • It is no surprise really. Doesn't anyone remember when there were no third-party native iOS apps?

      The initial implementation of something that can take my money is handled by a single vendor on their hardware while they sort out everything? Sounds like a good plan to me.
  • WTF (Score:2, Interesting)

    by skeldoy ( 831110 )
    I've been a long time iPhone user (every model since it's inception) and I have liked all those phones a lot. I've made some apps and have made myself completely tied down to the platform by spending money on apps and music. This NFC-thing is kind of like magic. I have a friend with that capability on his phone and it seems to me that this NFC-thing is a complete no-brainer in terms of interconnecting devices. I was actually waiting for the moment that Apple finally introduced this NXP-chip into the iPhone.
    • by clemdoc ( 624639 )
      Given that the EU forced Microsoft to include a browser choice and keeping in mind their recent dealings with Google, it will be interesting what they have to say about this.
      • Do Apple have the majority of the market in smartphones and exert an undue influence on that market? Nope, they're not even the biggest player in that market. Not at all the same as Microsoft having 95% of the desktop market and Google having over 70% of the internet search market and using their market position to keep out competitors. I don't like what Apple do but if people don't like Apple's behaviour there are half a dozen other manufacturers happy to take their money instead.

    • by Bogtha ( 906264 )

      You're massively overreacting to a biased headline. What is meant by "Apple locks NFC to Apple Pay" is simply "Apple have only provided APIs for Apple Pay so far".

      This is pretty standard practice with new Apple hardware features.

      Bluetooth? Originally developers couldn't access that at all, only the higher-level gaming APIs used it.

      Touch ID? Again, developers couldn't access that at all to begin with, but iOS was released yesterday and that introduced an API for developers to use it.

      The camera?

  • Comment removed based on user account deletion
  • No just payment! (Score:4, Informative)

    by ramriot ( 1354111 ) on Thursday September 18, 2014 @06:54AM (#47935203)

    If Apple proceeds with locking away the NFC API from developers they will be making a Huge mistake. NFC is not just for payments, it is a use agnostic technology, and as such can be used anywhere you need short (1-2") data communications i.e.
    # Door locks / home security
    # Wifi tap to secure.
    # Bluetooth Pairing
    # End to end encrypted messaging tap to exchange / sign public keys
    # Second factor online authentication
    etc etc.
    On Android all these uses are available because the API is open.

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